ENROLL

919-225-7977

Bluewater Senior Benefits

Providing personalized, compassionate guidance to seniors navigating the complexities of Medicare.

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At Bluewater Senior Benefits, we help individuals and families in the Wilmington, North Carolina area understand their Medicare options with clarity and confidence. Whether you are new to Medicare or reviewing your current coverage, our goal is simple: to make Medicare easier to understand and easier to choose.

As an independent Medicare agency, we compare plans from multiple insurance carriers so you can make an informed decision based on your healthcare needs, budget, and lifestyle. No pressure. No confusion. Just clear, personalized support from a local Medicare expert.

Serving the Wilmington area with over 30 years of trusted insurance experience.

Medicare Advantage

All‑in‑one plans that may include medical, prescription drug, dental, vision, and hearing coverage.

Medicare Supplements

Plans that help cover out‑of‑pocket costs Original Medicare does not pay.

Prescription Drugs

Stand‑alone plans to help cover
the cost of medications.

Hospital Indemnity

Additional coverage to help with expenses from hospital stays and unexpected medical events.

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About Stephanie Honeycutt

I’ve worked in the insurance industry for over 30 years, beginning in 1996,
and I truly enjoy helping people understand their Medicare options.


I’m a UNC graduate and take pride in explaining Medicare in clear, straightforward language so my clients feel confident, not overwhelmed.
As an independent broker, I work with multiple insurance carriers, which
allows me to focus on what works best for you, not one company.


I serve Wilmington, North Carolina, as well as surrounding areas including Pender County, Brunswick County, and Horry County, South Carolina,
and I’m licensed in North Carolina, South Carolina, and Maine.


What matters most to me is personalized service and accessibility.
I offer appointments during evenings and weekends and remain available
after enrollment, because Medicare questions do not stop once a plan is chosen.

Contact Me